National Pacific Insurance expects the claims from business and individual clients in American Samoa for losses resulting from the earthquake and tsunami to be in excess of 12 million US dollars.
The company has received 130 claims for homes and businesses.
This number does not include claims for vehicles.
The company's country manager, Jason Thomas, says the majority of businesses in the Bay Area which were destroyed were insured with NPI.
Loss adjustors for commercial and domestic insurance from New Zealand arrived shortly after the tsunami to work on the claims.
Mr Thomas says lot of the claims have already been settled, but one of the sticking points is that a lot of local clients don't fully understand about the provisions in their policies for excesses.