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Updated at 7:02 am on 3 December 2012
Heartland New Zealand will pay a special dividend of 1.5 cents a share to investors next month.
The lender, which was established through the merger of CBS Canterbury, Southern Cross Building Society and Marac Finance last year, also told shareholders it's forecasting a full year profit of $21 - $24 million.
Last year's profit more than tripled to $23.6 million, after the purchase of PGG Wrightson Finance.
Heartland New Zealand is expected to find out whether it will get approval to become a bank next month.
Copyright © 2012, Radio New Zealand
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