ANZ Bank had another bumper quarter in the mortgage market, lending more than $840 million.
It's the bank's fifth successive quarter of strong growth.
The managing director of ANZ's retail operations, Kerri Thompson, says her bank has been focusing on mortgages for some time now.
The bank is pulling back from the riskiest type of mortgages. Latest figures show its lending to people with less than a 10% deposit shrank by $114 million in the three months to March.
Ms Thompson says ANZ is always cautious when lending to people who have smaller deposits. "Having said that, I really feel and we've got data to back this up, that there are some fantastic customers in that area that we do very carefully lend to that haven't quite got the 20% deposit, or the 10% deposit."
