Superannuation balances in Australia look a bit healthier with the end of the financial year approaching.
But Radio New Zealand's Sydney correspondent says an increasing number of people are breaking open the piggy bank early.
Government data shows more than 150,000 applications were received last year for early release of super savings due to financial hardship. That was nearly 90% up on the year before.
Depending on your date of birth, you can start withdrawing your super in Australia from the age of 55. Under special circumstances, you can get hold of it early.
But you have to have been on income support for at least six months and can only withdraw up to $A10,000 per year.