12 February 2012 - 9:28 am NZ time
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Updated at 6:15 am on 20 February 2010
Credit card billings have increased at their strongest rate in nine months.
Figures from the Reserve Bank show total billings rose a seasonally adjusted 1.5% in January, compared with a decline of 1.2% in December.
It is the largest monthly increase since April last year.
On an annual basis, billings were 2.6% higher than a year ago - the strongest rise since June 2008.
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