The European Union plans to make private lenders cover the losses of any future eurozone debt crisis.
The BBC reports the decision may significantly raise the future cost of borrowing for over-indebted eurozone governments.
It is part of a new permanent scheme, to be funded by governments in the eurozone, to replace existing bail-out funds that expire in 2013.
The new mechanism will need a change to the Lisbon Treaty.
Details of the proposed European Stability Mechanism are contained in a draft European Union communique.
In future, Brussels may require a crisis-stricken, eurozone government to force losses on its existing private lenders - including investors in government bonds - before it would provide a bail-out package.
If a government gets into trouble later, it would be required to default on other debts, while continuing to make payments on its rescue loans.
