The Government says it is preparing a plan to help people in Canterbury whose homes were badly damaged in an earthquake last September.
Money worries are forcing some residents consider moving back into their houses.
Some homes may not be repaired or rebuilt for three years, but temporary accommodation costs are only being covered in most cases for six to 12 months.
Earthquake Recovery Gerry Brownlee would not be drawn on the details of the plan on Wednesday, but says he recognises there is a problem and an announcement is expected in February.
Insurers are advising people to stay in their houses for as long as possible to help conserve the cash.