The Earthquake Commission says it is in good financial shape despite having to make insurance payouts of about $2 billion for last year's Canterbury quake.
A review of finances from 2009 to 2010 also reveals the commission is concerned about people who do not have their properties insured.
On average, about 5% of homes are uninsured and the commission suggests an EQC levy could be included in council rates to ensure all households are covered.
The financial review has found that the commission can replenish its funds with $2.5 billion from global reinsurers once it has paid out the first $1.5 billion in claims resulting from the September earthquake.
It says it will try to do that in the first quarter of this year.
