John Terry's defence for his racial slur towards Anton Ferdinand was "improbable, implausible and contrived", says the independent Football Association commission that banned him for four matches.
The 31-year-old Chelsea captain was last week found guilty of racially insulting the Queens Park Rangers defender during a Premier League match at Loftus Road in October 2011.
The FA's findings, published in a 63-page document on Friday, say there is no evidence that Terry was a racist.
However, they dismissed his account of the event and cast doubt on the evidence given by his Chelsea team mate Ashley Cole, acting in Terry's defence.
Cole, who has played 98 times for England and is expected to become the sixth English player to win 100 caps in the upcoming World Cup qualifiers against San Marino and Poland, then used his verified Twitter account - @TheRealAC3 - to insult the FA, tweeting: "Hahahahaa, well done FA. I lied, did I," before ending his message with an abusive expletive, calling the FA a "bunch of twats".
The offensive tweet was later deleted from Cole's account and the player apologised.
Terry has until October the 18th to appeal against the ban and fine.
