Lending Restrictions
RBNZ in no rush to ease mortgage lending restrictions
The Reserve Bank's chosen not to loosen mortgage lending restrictions amid concerns it could heat up the housing market and lead to a rise in risky loans. Audio
Banking expert says LVR exemptions for first home buyers admin
Exempting first home buyers from lending restrictions may create more problems that it solves, a banking expert says. Audio
Bernard Hickey on new rules for property investors
Most investors in Auckland will soon need to have at least a 40 percent deposit, up from the current 30 percent. Financial analyst Bernard Hickey joins Checkpoint to discuss the tightened rules. Video, Audio
Property investors targeted by new lending restrictions
Property investors around the country will be hit with new lending restrictions from 1 October as current lending restrictions already in place in Auckland are extended to the rest of the country. Audio
Investor lending restrictions could backfire in Auckland
Property investors are reportedly already starting to feel the pinch of new lending restrictions. But Infometrics economist Gareth Kiernan is warning the new measures may have unintended consequences.
…Lending restrictions "unlikely" to make homes affordable
As the banks bring in tighter property investment rules around loan-to-value ratios, investors are feeling the pinch. But one leading economist says it's unlikely to have much affect on improving… Audio
Deposit changes will hit first time investors
Property experts are pouring cold water on the Reserve Bank's latest attempts to cool the housing market. Michael Cropp reports. Audio
Govt supports Reserve Bank moves to cool property market
Housing Minister Nick Smith defends RBNZ deposit move, saying urgent measures needed for cities where house prices are soaring. But he admits Auckland is unaffordable. Audio
Property Institute fires back as Reserve Bank targets investors
Property investors says Reserve Bank's deposit changes are a poltiically motivated response. We talk to the chief executive of the Property Institute. Audio
Lending limits in Auckland to take heat out of housing market
The Reserve Bank says new lending limits in Auckland will take some of the heat out of the housing market. Audio
Akl lending restrictions for the health of the whole economy
The Reserve Bank says tightening lending restrictions in Auckland will help protect the health of the financial system. Audio
Bank lending restrictions already having an impact on investors
Some would-be Auckland property investors may already be too late to get a loan from the bank, even though new lending restrictions won't take effect until October. . Audio
Reserve Bank confident of tougher restrictions
The Reserve Bank is confident that tougher lending restrictions for Auckland's property investors will help cool Auckland's overheated housing market. Audio