Pacific families dependent on money sent by their relatives in New Zealand will soon have more cash in their pockets.
A new Government initiative will see transfer fees cut by financial institutions.
The Ministry of Pacific Island Affairs says typical fees can be up to 25 per cent of a contribution.
But law changes will bring them to under 7 per cent.
A sender using a card based system does not now need to identify the recipient provided the annual sum sent is less than 10 thousand dollars.
The Ministry's chief executive, Colin Tukuitonga, says fees for money transfer in the Pacific are the highest in the world.
The first card is being introduced today.