Consumer confidence is holding steady, which points to a solid reading for the New Zealand economy.
The ANZ-Roy Morgan Consumer Confidence Index eased about a point to 127.4 in February compared with the previous month.
A reading over 100 indicates optimists outnumber pessimists.
The survey shows a net 15 percent feel better-off financially compared with a year ago, which is the highest level in about a decade.
And consumers remain confident to open their wallets and buy a major household item.
ANZ chief economist Cameron Bagrie said its business and consumer surveys suggested economic growth of around 4 percent in the coming year, but that would be a big ask.
"As we see credit growth slow over 2017 and the property market ease a little bit and of course firms finding it a little bit more difficult to find skilled labour, [then] yeah growth is going to slow," he said.