Consumer confidence has eased slightly in the past month, but is generally holding up in the face of a slowing housing market and political uncertainty.
The ANZ-Roy Morgan consumer confidence index has fallen nearly four points to 126.3 after hitting a three-year high in September.
Consumers are slightly less optimistic about their own financial position and the broader economic outlook.
ANZ senior economist Sharon Zollner said the national mood appeared resilient despite pressures on several fronts.
She said the test is whether the confidence in the survey translates into household spending, which underpins consumption and economic activity.