Almost half of working New Zealanders would run out of savings after a month without a job, a survey indicates.
A Dun and Bradstreet survey on consumer credit expectations shows 45% of the 905 people questioned in the online study could only last a month on their savings if they lost their job.
The survey reported 28% of respondents anticipated using credit to pay for bills they cannot otherwise afford.
However, Dun and Bradstreet's New Zealand general manager John Scott says some New Zealanders are planning to reduce spending and delay major purchases because of the tough financial times.
Mr Scott says deteriorating employment conditions are still of significant concern.