A study has found that Ngai Tahu young people are generally more financially savvy than their peers.
Three hundred people aged between 18 and 22 were surveyed as past of a two-decade longitudinal study by the Financial Education and Research Centre.
Just over 50 of those surveyed were descendants of South Island iwi, Ngai Tahu.
It found that Ngai Tahu members were more likely to be saving for their retirement, and received more formal financial education than other young New Zealanders.
The success has been attributed to the tribe's saving scheme, Whai Rawa, which has been operating since 2006.