After the floods and cyclones in Queensland, it's a fair bet that insurance is going to become more expensive.
Swiss Re, one of the world's major reinsurance companies, says Australia has become a riskier place to do business.
And when reinsurers raise their premiums, domestic underwriters won't be far behind, says Radio New Zealand's Sydney correspondent.
Even before taking into account the $A1.5 billion damages bill from the floods, Australia and New Zealand had three of the world's top 10 costliest disasters in the past year: hailstorms in Melbourne and Perth and the Canterbury earthquake.
Already in north Queensland, there is talk of Strata Insurance rising fourfold.
Meanwhile, the Reserve Bank of Australia has downplayed the impact of the storms on economic growth.
As expected, interest rates were left on hold by the RBA last week.
Radio New Zealand's correspondent says the bank has noted that the rebuilding effort will stoke demand and again pointed to the extraordinary boost to national incomes from the commodities boom.
Economists say this is code for another increase in interest rates in the coming months.
